But when you have a plan in place to live on less than you make and save for a rainy day, you’re ahead of the game. Too many people live on more than they make and use credit cards to cover the difference. You’ll be like the average American: broke. If you don’t have a monthly budget, your money will disappear, and you won’t know where it went. Here are five common spending habits you need to break if you want to make your dreams reality: The companies who want us to buy their stuff create ads in such a way that makes us feel like we aren’t good enough until we have their thing.Īnd our friends won’t think we’re good enough unless we prove we have all the things-the perfect home, the dream vacation, the matching Christmas pajamas-on Instagram, right? This imaginary standard of living we hold everyone to in our culture has gotten way out of control. ![]() We’re bombarded with thousands of ads on a daily basis. If you want to dig into your own money personality, take my new quiz! This is why you may have very different money habits than your other family members. Even if you had siblings who grew up in the same house, and even if you had similar external experiences, the way you perceived and internalized those experiences can be very different. Our passions, fears and dreams are different. Your money classroom has definitely impacted your mindset around money today.Īs we look at our childhood money classrooms, keep in mind that we’re all wired differently. ![]() Was your family frugal or frivolous? How much did your parents talk about money? Was giving a priority in your household? Believe it or not, you picked up on a lot, whether it was intentionally taught to you or not. ![]() This is how I refer to the way you learned about money growing up. Take a moment to think about where your spending habits come from. Changing just a few of your spending habits can put you on the fast track to turning those what-ifs into reality.įor each and every one of us, our daily choices add up over time. The good news is that it doesn’t have to stay a pipe dream. Imagine a world where you can afford to take that perfect vacation, pay for the kids’ college, and give outrageously to people in your community.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |